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Retail small business insurance.

Do you sell goods from a store? Do you sell goods from your own home? How about online? Whichever way you do it, make sure you’re protected with our retail business insurance solutions.

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Retail small business insurance.

Do you sell goods from a store? Do you sell goods from your own home? How about online? Whichever way you do it, make sure you’re protected with our retail business insurance solutions.

Protect your retail business.

Opening your own store takes passion, vision, and hard work. You’ve made your dream a reality—make sure your customers, inventory, and the dream you’ve worked so hard to build are protected from risk with retail business insurance.

These are just some examples of retail businesses that should be protected:

Florists

Pet food / pet supply stores

Gift shops

Mens and Womens Clothing Store

Print and copy shops

Bakeries

Fashion accessories stores

Specialty food stores

Types of insurance coverage for retail businesses:

Business liability

An injured customer could lead to legal action and expensive lawsuits. Commercial general liability insurance can help your retail business recover from these costs.

Property insurance

The equipment, furnishings, and inventory in your store are sitting ducks for damage or theft. Commercial property insurance can protect things inside your store and pay for the costs to replace them when a covered loss occurs.

Business interruption

Time is rarely on your side. When an insured event prevents you from doing what you love, business interruption insurance can help you get back to business fast – and keep costs under control.

Commercial auto

Whether you’re moving flowers or flour, commercial auto insurance can help you protect a company car that you or your employees use to deliver products or pick up supplies.

Employee protection

Today’s talented employees want benefits from businesses like yours. Attract the best talent by protecting your employees and their loved ones with group benefits—like life insurance, health, and dental coverage.

Personal home and auto

Bundle your business insurance with your home and auto insurance to save the most. Spend less time dealing with the paperwork of multiple policies and renewal dates and more time on your business.

Business liability

An injured customer could lead to legal action and expensive lawsuits. Commercial General Liability coverage can help your retail business recover from these costs.

Property insurance

The equipment, furnishings and inventory in your store are sitting ducks for damage or theft. Commercial Property insurance can protect things inside your store and pay for the costs to replace them when a covered loss occurs.

Business interruption

Time is rarely on your side. When an insured event prevents you from doing what you love, Business Interruption Insurance can help you get back to business fast – and keep costs under control..

Commercial auto

Whether you’re moving flowers or flour, commercial auto insurance can help you protect a company car that you or your employees use to deliver products or pick up supplies.

Employee protection

Personal home and auto

Bundle your business insurance with your home and auto insurance to save the most. Spend less time dealing with the paperwork of multiple policies and renewal dates and more time on your business.

Why do I need retail business insurance?

Protect your property

Your business relies on property: from the building itself to everything inside of it. Insurance can help you save time and money when your building needs repairs or when inventory needs replacing as a result of a covered loss.

Accidents happen

Even though you’ve created a safe and welcoming store for your customers, accidents can and do happen. Insurance can help you recover from costs that come from injuries to customers.

Protect your data

Protect sensitive customer information like names, addresses, and credit card numbers. If your business stores data online, insurance can protect you from expenses that come with data breaches.

Prevent theft

Keep your costs down by protecting your business from theft – a harsh reality for retail business owners. Insurance can help you replace stolen goods, supplies, or equipment.

The TruShield advantage:

24/7 Claims service

We’re always open for you. With around-the-clock claims support by phone and online, we make settling claims fast, simple, and stress-free.

Flexible payment options

Pay for your policy all at once or in convenient monthly installments. We also offer 0% interest and we’ll even accept payment by credit card.

Legal Assist *

Legal Assist provides you access to legal advice and practical solutions for matters affecting your business. It includes a telephone legal helpline, document review and drafting services, and access to customizable legal templates.

* Legal Assist services are not provided for criminal, personal or insurance issues, do not provide representation in legal proceedings or legal fees coverage and are not an insurance policy. Legal Assist services are provided through ARAG Legal Solutions Inc. by lawyers licensed in the province or territory of your residence.

Now that you know who we are, check out our services!

Commercial General Liability

Commercial general liability insurance is designed to protect you and your business from a loss if you're found legally liable for bodily injuries or property damage to a third party caused by the product you sell or the service you provide.

Best for

Bodily injury
Property damage to third party
Costly injury lawsuits

Get a quote Learn more

Commercial Property Insurance

Commercial property insurance doesn't only protect the building you use, but a long list of things inside including equipment, inventory, furniture, computers and other electronics.

Best for

Equipment loss
Outer building loss

Get a quote Learn more

Business Interruption Insurance

Business interruption insurance will help to pay for your loss of business income if you suffer a covered loss at your business location. If you suffer a loss and extensive repairs require you to close your business temporarily, you'll lose out on crucial business income.

Best for

Rent, hydro, electricity, and other utilities
Payroll for your employees
Other expenses, such as alarm monitoring and property taxes

Get a quote Learn more

Commercial Auto Insurance

Commercial auto insurance is designed to cover you, your employees and your passengers.

Best for

Injuries to you, your employed drivers as well as passengers
Loading and unloading liability
Replacement car coveage

Get a quote Learn more

Product Liability Insurance

Product liability refers to situations where a customer purchases a product, and an issue with the product causes a bodily injury or property damage to a 3rd party.

Best for

Products that cause bodily injury to the customer
Products that cause property damage
Sickness caused by food or beverages

Get a quote Learn more

Cyber Risk
Insurance

Cyber risk insurance is designed to help protect small businesses like yours from certain losses associated with cyber or privacy breaches.

Best for

Cyber breaches
Incident response expenses
Data recovery expenses

Get a quote Learn more

Car Insurance

With car insurance from TruShield you get coverage you can count on to get you back behind the wheel after an accident.

Best for

Car accidents
Incident response expenses
Roadside assistance

Get a quote Learn more

Home Insurance

Protect your home and everything in it with home insurance from TruShield

Best for

Fire
Theft
Home damage

Get a quote Learn more

Travel Insurance

Whether it's a business trip, a family adventure or a quick getaway, we offer comprehensive travel insurance packages to keep you and your loved ones safe while you're away.

Best for

Emergency medical coverage
Trip cancellation coverage
Baggage loss or damage

Get a quote Learn more

Now that you know who we are, check out our services!

Commercial General Liability

Commercial general liability insurance is designed to protect you and your business from a loss if you’re found legally liable for bodily injusries or property damage to a third party caused by the product you sell or the service you provide.

Best for

Bodily injury
Property damage to third party
Costly injury lawsuits

Get a quoteLearn more

Commercial Property Insurance

Commercial property insurance doesn’t only protect the building you use, but a long list of things inside including equipment, inventory, furniture, computers and other electronics.

Best for

Equipment loss
Outer building loss

Get a quoteLearn more

Business Interruption Insurance

Best for

Rent, hydro, electricity, and other utilities
Payroll for your employees
Other expenses, such as alarm monitoring and property taxes

Get a quoteLearn more

Commercial Auto Insurance

Commercial auto insurance is designed to cover you, your employees and your passengers.

Best for

Injuries to you, your employed drivers as well as passengers
Loading and unloading liability
Replacement car coveage

Get a quoteLearn more

Product Liability Insurance

Product liability refers to situations where a customer purchases a product, and an issue with the product causes a bodily injury or property damage to a 3rd party.

Best for

Products that cause bodily injury to the customer
Products that cause property damage
Sickness caused by food or beverages

Get a quoteLearn more

Cyber Risk Insurance

Cyber risk insurance is designed to help protect small businesses like yours from certain losses associated with cyber or privacy breaches.

Best for

Cyber breaches
Incident response expenses
Data recovery expenses

Get a quoteLearn more

Car Insurance

With car insurance from TruShield you get coverage you can count on to get you back behind the wheel after an accident.

Best for

Car accidents
Incident response expenses
Roadside assistance

Get a quote Learn more

Home Insurance

Protect your home and everything in it with home insurance from TruShield

Best for

Fire
Theft
Home damage

Get a quote Learn more

Travel Insurance

Whether it’s a business trip, a family adventure or a quick getaway, we offer comprehensive travel insurance packages to keep you and your loved ones safe while you’re away.

Best for

Emergency medical coverage
Trip cancellation coverage
Baggage loss or damage

Get a quote Learn more

Ready to get a quote?

Advice from our experts:

Workers working at a construction site in cold temperatures.

Terms, conditions and exclusions apply, see policy for details. The services described on this website are not insurance policies and not all policies are eligible. For more information on our services and for information on our insurers please see Terms and Conditions. Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information. CISRO Principles of Conduct for Insurance Intermediaries. About your Insurance Broker Fact Sheet.

Legal information

Certain content used on this website are trademarks or tradenames of Northbridge Financial Corporation (or its affiliates) and are used under license by our insurers. For more information please see Trademark Information.

TruShield Insurance, 105 Adelaide Street West, Toronto, ON M5H 1P9

Customer satisfaction

Retail small business insurance.

Retail small business insurance.

Protect your retail business.

Types of insurance coverage for retail businesses:

Business liability

Property insurance

Business interruption

Commercial auto

Employee protection

Personal home and auto

Why do I need retail business insurance?

Protect your property

Accidents happen

Protect your data

Prevent theft

The TruShield advantage:

24/7 Claims service

Flexible payment options

Legal Assist *

Now that you know who we are, check out our services!

Commercial General Liability

Best for

Commercial Property Insurance

Best for

Business Interruption Insurance

Best for

Commercial Auto Insurance

Best for

Product Liability Insurance

Best for

Cyber Risk Insurance

Best for

Car Insurance

Best for

Home Insurance

Best for

Travel Insurance

Best for

Now that you know who we are, check out our services!

Best for

Best for

Best for

Best for

Best for

Best for

Best for

Best for

Best for

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Advice from our experts:

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